DinahJewel’s Blog

I love multi tasking or…it just might be ADD or ADHD or both.

Hello,

My name is Dinah Jewel, this is my Résume.

2001-2003

I was working at Global Travel selling World Cruses, I had been promoted to group cruses and that came along with an assistant and higher commission’s. After a while I was getting bored, so I started looking and decided to take a vacation and go to school. I became an “Insurance Agent” yea!:) and went to work with AFLAC. They had a big job coming up and I made $20K in 5 weeks and I know I helped a lot of people, I talk to them every now and then. WOW 20K. I went on and opened 17 of my own groups, won trips, luggage, trophies. And I got bored. I turned all the service work  over to a friend of mine. Now I still get 30% of new business and still get my residual income, Every Month AND I have an automatic savings account and stock. I make more monthly with AFLAC than I do with my MPLI, (Mortgage Protection Life Insurance) “go figure, “dauh, Real Estate Crash” that comes later…

I have always been a top producer, until I get bored, then I can’t seam to produce anything…

2004

I bought my first house in Jan. 04. I had good credit but no JOB, I had not opened any accounts with AFLAC or worked on anyone Else’s accounts (70%) for a while. In 6 weeks I had my first $1,200 payment and I had just started a new career. Mortgage Protection Life Insurance. Yea!!!

2005

I made my first (low) 6 figure income, just barely in 2004.  In July 2005 I re-habbed my first house, I then started Wholesaling, the Real Estate I found. If it is not obvious, I didn’t like re-habbing. (But, when the time comes, I will do It again.)

2007

I had a much higher 6 figure income for 2006.

In Aug. 2007, (Now this is big for me, knocked me to my knees.)

I lost 2 houses I had contracted and was 1 week away from closing. My Agent came to me and said, “The Investors are gone, the Money is gone. I don’t know what happened”.  Those 2 houses was a $60K loss for me. The next several months, I lost 4 houses I worked on. 4 houses, on the low end was $60K, up to, could have gotten? “Lost in Denial.”

I averaged $20-35K a house and plenty of equity left over for the Hard Money Lenders and the Investor and the end user, the Retail Buyers. I made sure, I did the right thing. ALWAYS. You can believe it or not. No body made as much as I did, but there was Equity, also if not, the Hard Money Lenders would not finance it. One time, with one of my houses, instead of evicting this single Mother I helped her buy the house she was renting and I only made $12,000 on that one, but “that is another story”.

I can, on my own do Short Sales, I have done many as a mater of fact, but I prefer faster money, Hence, Wholesaling. “That is another story.”

I have been looking at the houses on the market today and I would have, before, flipped homes for $100-$125k and now they are going for $35K-$60K. I was making that kind of commission, “Almost”.

I must say, I was in denial for a while.

2008

I didn’t make very much money in 2007, but I have started learning how to Market on line.  I joined every opportunity…that I got excited about. I whined when I got depressed and I laughed when I got out of it, but I did not give up. I might have pissed off a few people on the way, “and to them, I am so very Sorry. I vented the wrong way.”

I might have taken on too much too soon. “Ya Think!”

I went back to, LOL, Mortgage Protection Life Insurance; “What good was Mortgage Protection Life Insurance when the Real Estate Crashed! Tell me.” I was working 3 counties and pretty much breaking even. I tried Medicare and some other things as well as working on line. I thought about Medical for just a minute, but I did not go there.

I was looking for a way to get my income back so when it came time, I could get back into Investing in Real Estate. I should have continued to do Short Sales, but not only did I not like doing them, the cash investors were gone, one of the wholesale houses “hard money lenders” I worked with went under and one of their agents or bird dogs was left stranded in another state starting a branch for them . Now he is back and has the houses and wants me to find the Investors. “Trading places?”

2009

I started running out of money in 2009. Working here and there, I ran out of savings, I guess I did good. You know how they say you should have 6 months? I had over a year, but I was still not doing very well .

I have learned a lot and I am every where on line. After all, isn’t that what you are supposed to do? and again I might have pissed off a few people on the way, “and to them, I am so very, very Sorry, one more time, really.”

I have been looking at Real Estate again. Maybe Commercial…

Did you know, I have not paid my mortgage for 20 months? For Real, 20 Months, not only did I not have the money but the house is not worth what I paid.

I have been fighting CountryWide and just a couple of months ago Bank of America took over “And that my friends, is another story.” LOL

I am good at what I do… when I like it. I love multi tasking or, it just might be ADHD.

And here we are…………..

Yours in Success,

Dinah